Driving is inherently risky, and auto accidents happen every minute of every day in the United States. It is imperative to protect yourself, your passengers, your vehicle and other motorists with auto insurance.

Types of Coverage

By law, Massachusetts requires all drivers to carry some basic levels of auto insurance coverage. These various lines of protection provide monetary compensation for damage caused to vehicles and property, and for injury caused to drivers or passengers. Specific types of coverage can include the following:

  • Collision
  • Bodily injury
  • Property damage
  • Physical damage
  • Uninsured motorist
  • Excess liability/umbrella

Types of Vehicles

The landscape of Massachusetts is as geographically diverse as it is beautiful. In winter, our snow-covered state has the perfect terrain for snowmobiling. In summer, our back roads and hills are perfect for recreational vehicles (RVs) and off-road vehicles. No matter your preferred mode of transportation, all vehicles should be insured, including the following:

  • Cars
  • Truck and vans
  • Trailers
  • Motorcycles
  • RVs
  • Snowmobiles
  • Off-road vehicles

Premium Calculations

Auto insurance premiums can vary considerably based on the following variables:

  • Type of vehicle
  • Daily commute
  • The vehicle’s safety features
  • Your driving record
  • Location
  • Insurance carrier

At Bebis Insurance Services, Inc., we realize that we have little control over the safety features of your vehicle or the distance of your commute to work each day. However, we stand by our agency mission: “Better Choices, Better Value.” To that end, we work with a wide variety of insurance carriers to find you the best possible coverage with the lowest possible premium.

Remember that your homeowners insurance and auto coverage can be bundled together for complete protection with low monthly premiums. Contact Bebis Insurance Services, Inc. at 508-947-5800 or fill out the form on this page for more information on comprehensive auto coverage at a reasonable cost.