BOAT INSURANCE

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.

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Is your boating insurance seaworthy?

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.

Does homeowners insurance cover your boat?

Does homeowners insurance cover your boat?

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

What's covered with a boat policy?

Typical coverages include:


Personal Liability Coverage

Coverage to protect you financially if you’re legally responsible for bodily injury or property damage that results from accidents while operating your boat.


Boat

Coverage for damage to the boat, on water or land, following an accident or for theft of the boat.


Trailer

Coverage for damage or theft to the boat trailer.


Medical Payments

Coverage for medical expenses for you or your passengers following an accident on the boat.


Guest Passenger Liability

Liability coverage that provides protection in the event that someone else is piloting the boat and causes an accident.


Trailer

Coverage for damage or theft to the boat trailer.

We also provide insurance for the following types of boats and personal watercraft:

We also provide insurance for the following types of boats and personal watercraft:

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Other Fishing Boat
  • Bass Boat
Boat insurance discounts spoken here

Boat insurance discounts spoken here

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

  • Own your home
  • Have idle assisted steering installed
  • Insure multiple vessels
  • Bundle other kinds of insurance
  • Are the original owner
  • Pay your policy in full each year
  • Have a clean automobile driving record
  • Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

Why we're different

Why we're different

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Contact us today, and we'll help you protect what matters most.