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After working to finalize the Constitution of the United States, one of Benjamin Franklin's final recorded quotes referred to Death and Taxes as the only two known certainties.
"Our new Constitution is now established, and has an appearance that promises permanency; but in this world, nothing can be said to be certain, except death and taxes."
If recent times have taught us anything, we've learned that Mr. Franklin's list should include the risk of unpredictable events.
Bebis Insurance Services is an independent insurance agent near Lakeville, Massachusetts that has specialized in preparing for the unexpected for over 30 years. We founded the agency based on the belief that every individual, family and corporate client deserves professional advice and a personalized insurance strategy. Our customer-centric approach focuses on establishing relationships by working to understand your unique insurance requirements. Given the countless number of insurance carriers and options available, the process can become confusing and overwhelming. Before you spend days combing through volumes of information regarding personal or commercial business insurance in Massachusetts, consider a consultation with one of our expert agents. As you seek additional information and weigh your Massachusetts Insurance Agency options, please reference the information below and explore the resources section of our website for informative articles, featured videos, and presentations.
In the broadest terms possible, personal insurance protects us from loss incurred by property damage, injury, and loss of life. Examples of personal coverage include insurance policies for: Auto, Boat, Disability, Home, Renter, Life, Motorcycle, and Recreational Vehicles, to name a few. Most attention focuses on auto and home coverage, but we can assist with just about any asset you need to protect.
What is automobile insurance and why do I need it?
A contractual agreement that you make with an insurance company to protect you from loss and damage to your vehicle. Anyone who has been involved in an accident or had their car stolen will tell you they're thrilled with their decisions to insure their vehicle.
Why should I consider an insurance agency in Massachusetts?
There are lots of companies offering similar products as part of a cookie-cutter approach. It can be tempting to just satisfy the minimum legal requirements with the cheapest product. At Bebis Insurance Services, we prioritize your safety and advise you beyond the required minimums to protect you as much as possible. We get to know you personally and work with you to develop a customized insurance plan that will meet your unique coverage needs.
A contractual agreement that you make with an insurance company to protect you from loss and damage to your home and belongings.
Massachusetts does not legally require you to have a property insurance policy, but it is typically a requirement of the mortgage provider.
A typical policy focuses on protection from the following four incident categories:
Consumers often overlook important details while shopping for typical coverage scenarios. We have relationships with just about every carrier offering coverage in Massachusetts and are uniquely qualified to help you avoid potential problem areas.
A contract insuring the life of the policyholder and promising to pay a death benefit to a beneficiary upon the death of the insured.
Basically, anyone who has dependents and does not have an enormous amount of savings to leave them. Many feel that everyone should consider insurance to help with:
Why does it seem so complicated and where do I start?
Most start with differentiating between "Term" and "Whole" life policies. Term refers to policies designed to cover a defined time period such as 10, 20, or 30 years. Whole refers to a more permanent policy structured to exist for the entire life of the policyholder.
We recognize that life insurance is an extremely personal decision and understand that the process is unique for each family or business. Products are very similar from one carrier to the next, but we specialize in sorting through the vast amount of coverage options and structuring a policy tailored to suit your requirements.
As a business owner, you're constantly focused on the bottom line, serving customers, and producing a profit. No matter what business you are in, you must be in the business of being prepared for unexpected liability to protect yourself from significant financial loss.
What is Commercial Insurance?
Policies that focus on protecting your business from financial losses associated with worker's compensation, unintended business interruption, lawsuits, and property damage.
Is Commercial Insurance required?
The U.S. government requires all businesses with employees to carry workers' compensation, disability, and unemployment insurance. Massachusetts also requires that all businesses with employees carry workers' compensation insurance.
What type of insurance is right for my business?
Your insurance requirements are largely dependent on what type of business you own. Many small to medium business owners opt for a general Business Owner Policy (BOP) because it combines income, property, and general liability coverage.
We take the protection of your business and personal assets as seriously as you, and recognize that your business is unique. Please consider working with Bebis Insurance and allow us to help devise a strategy to protect you, your family, and your company from unexpected risk and liability.
Call the Lakeville office to discuss consultation with one of our expert agents at (508) 947-5800, contact us through this site, or email us specific details at email@example.com.